Wednesday, November 30, 2011

SAFE TRADING TIPS


  • For logging in always type the website address on web browser(url bar)

  • Never enter, confirm and update your account-related details (Login or other sensitive information) in a pop-up window.

  • Never update, store or save your User ID & Password on third party websites.

  • Verify the security certificate by clicking on the padlock icon of your internet browser.
  • Do not access NetBanking or make payments using your Credit/ Debit Card from shared or unprotected computers in public places.
  • Do not transfer funds to or share your account details with, unknown/ non-validated source, luring you with commission, attractive offers
  • Always check the web address carefully before sharing any sensitive information
  • In case of doubt, do not click on any link provided in the e-mail.
  • Do not call and leave any personal or account details on any telephone system, voice message, e-mail or an SMS
  • Ensure that you have installed the latest anti-virus/ anti-spyware/ personal firewall/ security patches on your computer or high end mobile phones
  • Do not give any confidential information such as password, customer id, Credit/Debit Card number or PIN,CVV,DOB to any e-mail request, even if the request is from government authorities like Income Tax department or any Card Association company like VISA or Master Card.




Tuesday, November 29, 2011

Ensure following before logging in!!! secure your online transactions..



Check for the "Lock" icon. There is a de facto standard among web browsers to display a "lock" icon somewhere in the window of the browser (NOT in the web page display area!)


Check the webpage's URL. When browsing the web, the URLs (web page addresses) begin with the letters "http". However, over a secure connection, the address displayed should begin with "https" - note the "s" at the end. For example: The URL now begins with "https”, meaning the user name and password typed in will be encrypted before being sent to our server.

Similarly, look for signs that an online shopping site is identity verified and SSL secured to protect your credit card and personal information. Most browsers will mark a secure site by displaying a padlock icon somewhere on the frame of the browser window. Look for that icon before making any transactions. If you're not sure, check with someone who knows. It's better to play safe, than be sorry


Never access your account at a cyber cafe or a shared computer as you can never be sure how you are being monitored, or what spy software might be installed on those machines. Instead, always use your home computer for security reasons

 Always update your operating system for security patches. Also use a reputed anti-virus and update it on regular basis

When choosing a password for your banking accounts, choose something that is sufficiently long and that includes upper and lower case, numbers and even special characters. Refrain from using your birthdates or names of loved ones as passwords as these can easily be guessed

Be wary of any emails that ask you to update your bank account information. They could be an attempt at 'phishing' (obtaining your password or other information illegally), which could result in identity theft, unauthorized purchases or compromise of your account tAdditionally, don't click on any link that you receive in your email even if it appears to be from your bank. Instead, make it a point to remember the URL, and type it manually in the address bar before making any transactions.

Phishing scammers create web sites that look and feel authentic, and they usually lure victims through emails with links that lead to the fraudulent web sites


Notify your credit-card provider/bank immediately of any unauthorized use of your credit card/debit card from an online transaction. Don't waste any time in taking action. The longer you wait, the more difficult it can be to resolve the situation, especially if you've been lured into an online scam or have become a victim of identity theft tAvoid making online transactions with unknown businesses, or those that do not clearly state their policies regarding your privacy

Source: Times of India

Saturday, November 19, 2011

Important Information about Aadhaar (UID)


  • Aadhaar is issued only once in your life time, once enrolled please wait for your aadhaar letter.
  •  Please recheck your entries in the acknowledgement slip, in case of any error please let the operator know within 4 days of enrollment.
  • At the time of enrollment please give your mobile number, email address. This will enable UIDAI to send you update as soon as your Aadhaar is generated.
  • Please keep the acknowledgement slip safely.
  • You can use the Enrollment ID (given in the acknowledgement slip) for future reference.
Aadhaar will be issued free of cost, this is your 12 digit proof for life and valid throughout the nation.

For more details you can refer this website:http://uidai.gov.in/



About Aadhaar:

Aadhaar is a 12 digit individual identification number issued by the Unique Identification Authority of India on behalf of the Government of India.

This number will serve as a proof of identity and address, anywhere in India.

Any individual, irrespective of age and gender, who is a resident in India and satisfies the verification process laid down by the UIDAI can enrol for Aadhaar.

Each individual needs to enroll only once which is free of cost.

Each Aadhaar number will be unique to an individual and will remain valid for life. Aadhaar number will help you provide access to services like banking, mobile phone connections and other Govt and Non-Govt services in due course.

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