Important message for those who have girl child..
In Post Office a New Scheme called 'Sukanya samriddhi' has started..
If your daughter is below 10 years of age, you can join in this scheme..
Its a govt of India scheme.. So make use of it..
This is only for girl child..
Get the complete information from the nearby post office..
Sukanya Samriddhi Yojana as an integral part of the “Beti Bachao-Beti Padhao” campaign Sukanya Samriddhi Account (SSA) along with ‘Beti Bachao-Beti Padhao’ (BBB) will be officially launched on 22nd January, 2015. These schemes will be introduced by our honorable Prime Minister Narendra Modi.
Scheme Details:❄Scheme Name:
Sukanya Samriddhi Accounts
❄ Minimum amt: ₹1000/- and ❄Maximum ₹1,50,000/- in a financial year.
❄Subsequent deposit in multiple of ₹100/-
❄ If minimum Rs 1000/- is not deposited in a financial year, account will become discontinued and can be revived with a penalty of Rs 50/- per year with minimum amount required for deposit for that year.
❄Deposits can be made in lump-sum
❄No limit on number of deposits either in a month or in a Financial year
❄Rate of interest 9.1% Per Annum
❄Interest calculated: on yearly basis, Yearly compounded.
❄A legal Guardian /Natural Guardian can open account in the name of Girl Child.
❄A guardian can open only one account in the name of one girl child and maximum two accounts in the name of two different Girl children.
❄Account can be opened up to age of 10 years only from the date of birth. For initial operations of Scheme, one year grace has been given. With the grace, Girl child who is born between 2.12.2003 &1.12.2004 can open account up to1.12.2015.
❄ Partial withdrawal, maximum up to 50% of balance standing at the end of the preceding financial year can be taken after Account holder’s attaining age of 18 years.
❄ Account can be closed after completion of 21 years.
❄ If account is not closed after maturity, balance will continue to earn interest as specified for the scheme from time to time.
❄ Normal Premature closer will be allowed after completion of 18 years /provided that girl is married.
❄ Documents Required -
Birth certificate of the girl child, along with the identity proof and residence proof of the guardian, to open an account under this scheme.